At Hako Risk & Insurance, we use our experience to deliver value in the insurance products and services we provide to our construction clients. We insure all types of businesses in the Forestry and Timber Industry. No matter how small or large your business is, we can provide you with the insurance and risk management program you require. We work with business owners all over the country including but not limited to Alaska, Arizona, California, Colorado, Idaho, Montana, Nevada, New Mexico, Oregon, Texas, Utah, Washington, Wyoming.
Hako Risk can help you make the best use of your insurance expenses by helping you understand coverage and determining what aspects of that coverage are most advantageous for your business. Likewise, with an attentive eye on insurance policies and endorsements, we can be certain that you’re not overpaying for insurance or worse, not carrying the coverage you need. With direct access to several markets that cater to loggers, log haulers, timber fellers, forestry services and more, you know you are getting the best insurance options as well as competitive pricing.
A contract review can reveal coverage gaps and unnecessary risks. Many in the forestry industry assume that their general liability policy will cover them for any mishaps on the job site, but this isn’t always the case. In fact, many policies have exclusive clauses and endorsement statements that limit coverage to certain types of risks. Hako Risk can fill in these gaps.
Our experts can go through your insurance policies with a fine-toothed comb to make sure you have the coverage you need. With Hako Risk insurance management services, you can decide which insurances you are missing and where you may be liable as a result. We then get you the coverage you need so that your business can operate without worry.
Including log and chip trucks and trailers, pickup and service trucks, dump and gravel trucks if owned by loggers or log-road builders; water and fuel trucks used for the insured’s own equipment, crew buses, vans, and crummies. Our program can cover most Commercial Auto Symbols including Hired, Non-Owned; and Broadening Endorsements including Additional Insured, Waiver of Subrogation, and Primary Non-Contributory.
Coverage for skidders, loaders, feller bunchers both tracked and wheeled, processors, mastication and mulching machines, delimbers, yarders, chippers, dozers, graders, and other specialized equipment used in the harvesting, thinning, and processing of timber.
Offered as an endorsement to our General Liability policy and includes limits of $1 million each occurrence and $2 million aggregate without sub-limits. Coverage includes:
We can cover your wide-ranging risks by providing you with the following insurance coverages:
Hako Risk & Insurance works with some of the most respected and competitive insurance companies that specialize in construction insurance. Whether you’re a veteran in the industry or you’re just now breaking ground, our company has the expertise and solutions to help you compete and accelerate your growth.
Hako Risk & Insurance can provide you with a range of Forestry and Timber insurance coverages that will protect you against any potential losses. Contact us today to receive a quote and let us help you get started on protecting your construction business!