⛉ Propane & Fuel Dealers Insurance
Specialized Protection for High-Hazard, High-Trust Operations
Our Propane & Fuel Dealers Insurance is built to address the risks of storage, transport, and delivery—safeguarding your business, employees, and customers.
Specialized Insurance for Propane & Fuel Dealers
Fuel and propane distribution involves serious operational risks—from fire and explosion hazards to environmental liability and transportation incidents. At Hako Risk & Insurance, we offer tailored propane and fuel dealers insurance to protect every part of your operation. Our programs include general liability, pollution liability, commercial auto insurance, property coverage, and workers’ compensation.
We work with both wholesale and retail fuel distributors, propane service providers, and bulk transport operators to ensure compliance with DOT and environmental regulations. Our experienced team understands the demands of this high-risk industry and helps you reduce exposure while meeting coverage requirements for contracts, permits, and facilities. Paired with umbrella insurance for added protection, Hako’s solutions are built to keep your operations safe, efficient, and fully protected.
Propane & Fuel Dealers Insurance Solutions
Propane and fuel dealers have unique exposures that, if not properly insured, can cripple a business. Accidental spills can cause significant damage to the environment, water supply, and the safety of communities, with strict regulations imposed by state and federal agencies. Hako Risk & Insurance in Phoenix provides focused propane & fuel dealer insurance solutions to address the inherent risks and challenges you face, including the enormous liability exposure for property damage, bodily injury, pollution liability, and transportation-related losses as well as other concerns.
If you’re interested in learning more about your commercial insurance options, please contact us today.
Portfolio of Products
Several of the coverages we offer for propane and fuel dealers include, but are not limited to:
- Commercial General Liability – Covers third-party liability losses due to bodily injury, property damage, and personal injury caused by accidents and/or acts of negligence by your company
- Pollution Liability – If an accident occurs while hauling materials, a fuel leak can pollute groundwater or an explosion can result in polluted air, land, or groundwater; this coverage will pay for cleanup costs, damages, and legal fees related to pollutants
- Failure to Supply – Provides coverage in the event a fuel oil delivery is not made
- Erroneous Delivery Coverage – Covers incidents if a delivery is made to the wrong premises, or the wrong type of product is delivered
- Commercial Auto Liability – Covers fuel trucks carrying hazardous materials
- Commercial Umbrella Liability – Large excess limits are available to cover catastrophic liability lawsuits
- Commercial Property Insurance – Covers your building and business personal contents in the event of property damage; protection for damage to underground flues, pipes, drains, and tanks is also available
- Inland Marine Insurance – Covers the fuel from the time you pick it up at the distribution center until you have successfully delivered it to your customers
- Workers’ Compensation – Provides payment for medical treatment and wage loss for an injury or illness your employees suffer while on the job
Additional coverage options, such as Business Interruption insurance, Employment Practices Liability, Crime/Employee Dishonesty, Cyber Liability, Crone coverage and many other products to safeguard your operation in the event of an accident or loss, are available.
Pollution Liability
The staff at Hako Risk & Insurance will dig deep into your operation to ensure you have the policies in place you need to address your exposures, including pollution liability. We will look at the type of hazardous materials you handle, how your product is stored on your premises, the conditions of your tanks, how the product is delivered, and what cleanup procedures are in place if there is a spill. We will also address how your drivers and employees are trained in handling the product. Our risk assessment is designed to help improve your risk profile and control the potential for loss. Feel free to contact us right away with any questions you may have.
Industries We Insure
Explore a wide range of specialty insurance options, each designed to give your business the protection it actually needs—not just generic coverage.
Our Services
We offer a broad spectrum of insurance solutions designed to meet the unique needs of businesses and individuals:
Reliable bonding services to support your contractual and legal requirements.
Protect What You've Built
Your business deserves more than just a policy—it deserves a partner. Let's discuss how Hako Risk & Insurance can help you minimize risks and maximize protection.
