The social services sector faces unique exposures and requires a specialist that understands the industry and what it takes to protect it from risk. At Hako Risk & Insurance in Phoenix, we take the time to understand your organization’s mission, activities, the responsibilities of your volunteers and staff, your funding sources, and the other entities with which you work to provide the right social services insurance and risk management strategies, protect your bottom line, and allow you to continue serving the community.
We ensure your coverages reflect the exposures you have today and are nimble enough to address your future mission.
Our specialists will take the time to review your commercial insurance to ensure it’s designed to protect your assets, property, management, employees, volunteers, and those you serve. We’ll conduct a thorough risk review, including reading through all your policy terms and conditions and discussing the limits with you to close any potential coverage gaps. We’ll also review your contractual agreements with clients and vendors to assess what liabilities you may be taking on and what coverages are necessary to address these liabilities. We want to ensure your volunteers are properly covered, individual board members in addition to your organization are insured, and your fundraising activities are protected from liability risks.
We provide products to respond to a wide range of risks:
Our broad network of clients in the social services industry include both for-profit and nonprofit organizations:
We will help you with your safety programs and claims management to mitigate losses and facilitate the claims process in the event of an accident or loss.