Our Forestry and Timber Program is designed to help you grow your business and focus on what matters. 
Below are a few of the industries we provide comprehensive coverage for:

• Log Haulers, loggers and logging contractors, mechanized and timber fellers
• Thinning and fuel reduction operations
• Forestry services, including timberland management, timber cruisers, forest surveyors and scalers
• Chipping operations
• Log and chip hauling when owned and operated by loggers and logging contractors
• Log road builders
• Reforestation contractors
• Timber dealers and Timber Management Companies
• Log yards: sorting and export; truck, rail and marine

Forestry and Timber Insurance Program Coverages Include

Commercial Auto and Log Truck Insurance – Liability and Physical damage for your vehicles and trailers. Including log and chip trucks and trailers, pickup and service trucks, dump and gravel trucks if owned by loggers or log-road builders; water and fuel trucks used for the insured’s own equipment, crew buses, vans, and crummies.  Our program can cover most Commercial Auto Symbols including Hired, Non-Owned; and Broadening Endorsements including Additional Insured, Waiver of Subrogation, and Primary Non-Contributory.

Loggers Broad Form Property Damage

This is offered as an endorsement to your General Liability policy and includes limits of $1 million each occurrence and $2 million aggregate without sub-limits. Coverage can include:

    • Fire suppression expenses
    • Property damage to others’ timberland
    • Property damage while loading/unloading
    • Timber trespass or overcut

General Liability Protects against bodily injuries, property damage, legal costs and more.

Inland Marine / Equipment – Coverage for skidders, loaders, feller bunchers both tracked and wheeled, processors, mastication and mulching machines, delimbers, yarders, chippers, dozers, graders, and other specialized equipment used in the harvesting, thinning, and processing of timber.

Property Buildings, Business Personal Property.

Cargo coverage for commodities that are hauled.

Workers Compensation Insurance for your employees should they become ill or injured on the job. 

This is just a small list of coverages that should be considered. Don’t forget about Pollution Liability, Equipment Breakdown, Crime, Directors and Officers, Employment Practices Liability, Health Insurance and more… 

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